A large outdoor air-conditioning unit mounted beside a vinyl-sided house, surrounded by mulched garden beds and green shrubs.

Heat pump vs Furnace in Cass County, North Dakota

When a heat pump makes sense

If you want one system that heats and cools, a cold-climate model is built to keep working on nights near 3°F, where a standard heat pump would lose heating power. It costs more to run than a furnace, since gas heat costs at least 30% less here, and you'll be running it about 9 months of the year. It suits a home where having air conditioning without a separate system matters more than the lower running cost of gas.

When a furnace makes sense

A furnace is the cheaper way to heat here, and that matters over 9 months of heating a year. It runs on natural gas, so nights averaging 3°F through December through February don't cost it any heating power the way they would a standard heat pump. You'll still need a separate air conditioner for summer, and 43% of homes here already heat this way.

When a heat pump makes sense

If you want one system that heats and cools, a cold-climate model is built to keep working on nights near 3°F, where a standard heat pump would lose heating power. It costs more to run than a furnace, since gas heat costs at least 30% less here, and you'll be running it about 9 months of the year. It suits a home where having air conditioning without a separate system matters more than the lower running cost of gas.

When a furnace makes sense

A furnace is the cheaper way to heat here, and that matters over 9 months of heating a year. It runs on natural gas, so nights averaging 3°F through December through February don't cost it any heating power the way they would a standard heat pump. You'll still need a separate air conditioner for summer, and 43% of homes here already heat this way.

A grey residential air-conditioning condenser unit mounted on a concrete pad beside a house, photographed at sunset.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement containing a gas furnace with ductwork in the foreground and miscellaneous stored items along the far concrete wall.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Cass County.

At 3 degrees on a December night, a furnace just keeps up better, and gas here runs at least 30% cheaper to heat with.

At least 30% lessto heat with natural gas than with a heat pump, at North Dakota prices
3°Faverage winter low
43%of homes here heat with gas

If your home has no gas line to it, a cold climate heat pump still gives you heat and central air from one system.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 30% less to run
What it doesHeats and coolsHeats only
Homes in the Plains states that heat with one5.4%77.6%
Handles a 3°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If you want one system that heats and cools, a cold-climate model is built to keep working on nights near 3°F, where a standard heat pump would lose heating power. It costs more to run than a furnace, since gas heat costs at least 30% less here, and you'll be running it about 9 months of the year. It suits a home where having air conditioning without a separate system matters more than the lower running cost of gas.

When a furnace makes sense

A furnace is the cheaper way to heat here, and that matters over 9 months of heating a year. It runs on natural gas, so nights averaging 3°F through December through February don't cost it any heating power the way they would a standard heat pump. You'll still need a separate air conditioner for summer, and 43% of homes here already heat this way.

A Cass County contractor will price both against your own house, your ductwork and your panel.

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